Income Replacement

Stay Financially Strong – Even When You Can’t Work.

Protect Your Income, Secure Your Future

Our Income Replacement Policy provides financial support if you’re unable to work due to illness or injury. It helps cover your living expenses, giving you peace of mind and stability while you focus on recovery.

Safeguard your income and maintain your lifestyle during unexpected challenges.

An Income Replacement Policy is designed to protect your most valuable asset—your ability to earn. If illness, injury, or disability prevents you from working, this policy provides a steady stream of income to help cover your essential living expenses, such as mortgage or rent, utilities, groceries, and more.

Unlike savings or emergency funds, which can quickly deplete during prolonged absences from work, an Income Replacement Policy offers reliable financial support that lasts as long as you need it—helping you stay focused on your recovery without worrying about your financial obligations.

Key benefits include:

At Bora Financial Services, we work closely with you to design an Income Replacement Policy that fits your lifestyle and financial goals, ensuring you have the support you need when life takes an unexpected turn.

Frequently Asked Questions

It’s life insurance designed to replace the lost income of a breadwinner after their death.

Typically based on the insured’s income and how long it would need to be replaced for.

Anyone with dependents who rely on their income for financial stability.

Meet Evelyn Opany

CEO and Founder of Bora Financial Services

Insurance Policies Specialist

These days, it’s especially important to have a trusted professional guiding your choices. With 10 years’ experience, I’ll personally evaluate your situation and needs. Together, we’ll help protect your family’s wealth, lifestyle, and future.

Peace of Mind for Every Chapter of Life.
Your living benefits – life insurance that you access the death benefit before death, gives you strength through life’s toughest turns.

Other Policies We Offer

Because life doesn’t always go as planned — but your protection can.