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Plan Today. Reward Tomorrow.
Deferred Compensation Plans allow businesses to offer key employees the option to delay a portion of their earnings—often until retirement—providing tax-deferred growth and future financial security. It’s a strategic tool for retention, retirement planning, and rewarding long-term performance.
A Deferred Compensation Plan is a powerful financial tool that allows high-earning employees to postpone receiving a portion of their income until a later date—typically retirement. This delayed payment approach can offer significant tax advantages, as earnings are often taxed at a lower rate when received in the future.
These plans are particularly valuable for executives and key employees whose contributions are essential to your organization’s success. For employers, offering a deferred compensation plan demonstrates long-term commitment and provides a strong incentive for top talent to stay and grow with the company.
At Bora Financial Services, we help structure deferred compensation arrangements that align with your business objectives while helping your employees plan for a financially secure future. It’s about building long-term loyalty—and long-term success.
It’s an arrangement where a portion of an employee’s earnings is paid at a future date, often at retirement.
Employees gain tax deferral, and employers can use it as a tool to promote retention.
Yes, since the compensation remains a company asset until paid out, it can be at risk if the business faces financial issues.
CEO and Founder of Bora Financial Services
Insurance Policies Specialist
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