- Home
- Individual & Families
- Fixed Universal
Flexible Coverage with Guaranteed Growth.
Our Fixed Universal Life Policy offers lifelong protection with the flexibility to adjust your premiums and coverage. Enjoy steady, predictable cash value growth at a guaranteed interest rate—perfect for long-term security and peace of mind.
A Fixed Universal Life (FUL) Policy combines the benefits of lifelong insurance coverage with the flexibility to adjust your premiums and death benefit over time. Designed for individuals who want both stability and control, this policy offers a predictable way to build cash value through guaranteed interest rates, regardless of market fluctuations.
With FUL, a portion of your premium goes toward the cost of insurance, while the rest accumulates cash value at a fixed rate. This cash value grows tax-deferred and can be accessed during your lifetime through loans or withdrawals, offering a financial safety net when you need it most.
At Bora Financial Services, we help you design a Fixed Universal Life Policy that fits your long-term goals—providing peace of mind today and a secure foundation for tomorrow.
It provides permanent coverage with flexible premiums and a fixed interest rate for the cash value.
Yes, there is typically a minimum guaranteed interest rate, though the credited rate may vary.
Yes, subject to underwriting and policy conditions, you can adjust your death benefit.
CEO and Founder of Bora Financial Services
Insurance Policies Specialist
These days, it’s especially important to have a trusted professional guiding your choices. With 10 years’ experience, I’ll personally evaluate your situation and needs. Together, we’ll help protect your family’s wealth, lifestyle, and future.
Peace of Mind for Every Chapter of Life.
Your living benefits – life insurance that you access the death benefit before death, gives you strength through life’s toughest turns.
Because life doesn’t always go as planned — but your protection can.
