Nonqualified Employee Benefit

Reward and Retain Top Talent with Custom Benefits.

Reward and Retain Top Talent with Flexible Benefits

Our Nonqualified Employee Benefit plans help you offer customized, tax-deferred compensation packages to key employees. These plans go beyond traditional benefits, giving your business a competitive edge while motivating and retaining high performers.

Customized solutions to attract, reward, and retain key talent.

In today’s competitive job market, attracting and keeping top-tier employees requires more than standard benefits. Nonqualified Employee Benefit plans offer a powerful way to reward key team members with flexible, tax-advantaged compensation that isn’t subject to the limits and restrictions of traditional qualified plans like 401(k)s.

These plans are typically offered to executives or highly compensated employees and are customized to meet the goals of both the business and the individual. Because they are not subject to ERISA regulations, they can be structured creatively to align with performance, retention, or retirement objectives.

Key benefits of Nonqualified Employee Benefit Plans:

At Bora Financial Services, we help you create and implement nonqualified plans that align with your business strategy while providing meaningful value to your most important people. It’s a smart way to reward excellence—and ensure it stays with you.

Frequently Asked Questions

It’s a customizable benefit for key employees, often used for deferred compensation or supplemental retirement planning.

Nonqualified plans have fewer restrictions and no contribution limits, but don’t receive the same tax advantages.

High-level executives or key employees whom the company wants to reward and retain long-term.

Meet Evelyn Opany

CEO and Founder of Bora Financial Services

Insurance Policies Specialist

These days, it’s especially important to have a trusted professional guiding your choices. With 10 years’ experience, I’ll personally evaluate your situation and needs. Together, we’ll help protect your family’s wealth, lifestyle, and future.

Peace of Mind for Every Chapter of Life.
Your living benefits – life insurance that you access the death benefit before death, gives you strength through life’s toughest turns.

Other Policies We Offer

Because life doesn’t always go as planned — but your protection can.